Click to home page...


Product Reviews

Tad's Blue
Singin' the blues (Part I).

Product/Link: American Express Blue

Synopsis: Super-secure online payments using a Smart Card Reader.

Requirements: Win9x/NT, 5MB disk space, 8MB available RAM.

Price: USD0 to USD25.

Rating: Will it ever work?

Comment:

Fearless brother Tad applied for and got Blue from AMEX. It's the card you've seen on TV with an embedded Smart Chip promising the future of plastic. Well, the future looks a little bleak.

The primary reason for trying Blue was its highly secure online transaction claim. Though it's not enough you have the card with a user name and password, you must also sign up for Private Payments
SM with its own PIN. And, you need a card reader for your computer.

Stand-Alone Smart Card Reader Now, you'd foolishly think that being an American Express cardholder since 1982 it would be a snap to get Blue. It is, once you've provided your name (as it appears on your current card), address, phone number, Social Security number, mother's maiden name - all of which AMEX already holds in it's digital vaults.

Just to protract the proceedings, you cannot get the Card Reader until you actually have a Blue account. God forbid you should stick your Sears card in it.

Because he runs Windows 98 with a USB port, Tad had to fork over USD25 for the Stand-Alone Smart Card Reader. Those with Win95 and no USB get a free reader. Ain't fair.

Fast forward to having the card, the reader and
 


 
  Another twist: Tad's computer no longer shuts down unless done so manually. A call to Dell solved the problem by removing several start-up programs. Unfortunately, some of them are needed to perform such pedestrian chores as printing, using the CD-RW, etc. One suspects Blue is the culprit.  
 
 
the software. Surprisingly, all installs as advertised. The reader even has its own little program to make sure it's functioning. Being of the impatient type, Tad fails to notice the very last line of "the Reader diagnostic tool" which says the card isn't working.

The result is when he applied for a Private Payments PIN number, the Web site told him it was a no go.

After speaking with six AMEX representatives, a seventh one had him run the diagnostics and, without even implying he's an idiot, said a new card is required which will be in his hands within a week.

Eight business days later a call to American Express reveals a new card had not been issued which means Tad must again go through an airport security-type check in order to get a replacement for the one he doesn't have.

Meanwhile, he does have the reader, which keeps a little green light courageously flashing in hopes of someday being used.

To be continued, perhaps indefinitely…



* * *




Home Page Link


Check Out This Month's Newsletter

Copyright © 1996-2002 thepocket.com All rights reserved.